will the banks collasp in 30 years pensions - SERP Analysis

https://www.wtsp.com/article/money/report-85-of-pensions-could-fail-in-30-years/67-300391559

https://www.forbes.com/sites/teresaghilarducci/2024/09/22/the-us-retirement-system-will-fail-most-future-retirees/

https://www.europeanpensions.net/ep/Pension-crises-will-start-to-bite-over-next-decade-WEF-risk-report-finds.php

https://www.octoberthree.com/articles/retirement-crisis-dc-plans-are-leaving-americans-workers-unprepared/

https://money.usnews.com/money/retirement/articles/are-401ks-protected-in-a-bank-collapse

https://www.ncpers.org/files/ncpers-research-ten-ways-to-close-public-pension-funding-gaps-september-2020.pdf

https://cnsmaryland.org/2024/03/01/retirement-crisis-threatens-current-workers-experts-tell-congress/

https://equable.org/is-there-a-pension-crisis-in-the-us/

https://www.elibrary.imf.org/view/journals/065/2025/001/article-A001-en.xml

https://www.reddit.com/r/Fire/comments/1buuqo5/should_i_take_a_lump_sum_or_wait_30_years_to/

https://www.citigroup.com/global/insights/coming-pensions-crisis

https://www.reddit.com/r/personalfinance/comments/f0dhad/how_did_people_lose_their_retirement_during_the/

https://www.weforum.org/stories/2019/12/solving-the-global-pension-crisis/

https://incomelaboratory.com/how-do-black-swan-events-affect-retirement-income/

https://www.plansponsor.com/the-challenge-in-lowering-public-pensions-return-assumptions/

https://www.economicpolicyresearch.org/images/docs/Teresa_Ghilarducci/The_Solution_to_the_Pension_Crisis.pdf

https://www.chicagofed.org/publications/chicago-fed-letter/2023/480

https://www.cia.gov/readingroom/document/cia-rdp86b00338r000400620041-7

https://www.bankofengland.co.uk/speech/2022/november/sarah-breeden-speech-at-isda-aimi-boe-on-nbfi-and-leverage

https://www.newsweek.com/pensions-lose-millions-after-svb-collapse-1787476

https://www.intereconomics.eu/contents/year/2023/number/3/article/pension-funds-and-financial-stability-the-case-of-the-uk-gilt-crisis.html

https://engagedscholarship.csuohio.edu/clevstlrev/vol64/iss4/5/

https://ifs.org.uk/publications/future-state-pension

https://www.bis.org/publ/work705.pdf

https://www.imf.org/-/media/Files/Publications/gfs-notes/2025/English/GFSNEA2025001.ashx

https://www.theguardian.com/business/2022/oct/06/bank-of-england-confirms-pension-funds-almost-collapsed-amid-market-meltdown

https://www.sciencedirect.com/science/article/pii/S0165176513003571

https://cepr.org/voxeu/columns/private-pensions-and-policy-responses-crisis

https://www.nirsonline.org/wp-content/uploads/2017/07/economyandyourpension.pdf

https://www.congress.gov/event/110th-congress/house-event/LC7721/text

https://openknowledge.worldbank.org/bitstreams/73af626e-5014-5b78-8910-5160335ae293/download

https://www.oecd.org/content/dam/oecd/en/publications/reports/2010/07/the-impact-of-the-financial-crisis-on-defined-benefit-plans-and-the-need-for-counter-cyclical-funding-regulations_g17a1ead/5km91p3jszxw-en.pdf

https://equable.org/pension-funds-silicon-valley-bank/

https://www.bankofcanada.ca/2014/05/double-coincidence-needs-pension-funds/

https://www.ilo.org/resource/article/pension-system-difficult-choices-overcome-major-crisis

https://link.springer.com/article/10.1057/palgrave.pm.5950045

https://www.ssa.gov/history/briefhistory3.html

https://comptroller.nyc.gov/newsroom/nyc-comptroller-lander-pension-trustees-announce-significant-progress-on-net-zero-plan-despite-climate-retreats-and-rollbacks-by-other-investors/

https://www.govinfo.gov/content/pkg/CHRG-112shrg67300/html/CHRG-112shrg67300.htm

https://www.riksbank.se/globalassets/media/rapporter/staff-memo/engelska/2023/the-liquidity-crisis-in-uk-pension-funds-from-a-swedish-perspective.pdf

https://calmatters.org/economy/2025/04/tariff-stock-market-calpers-calstrs/

https://documents.worldbank.org/curated/en/490141468257678018/pdf/777790REVISED000Crisis0Final0report.pdf

https://www.sierraclub.org/sierra/climate-crisis-economy-wide-threat-investors-must-treat-it-way

https://bcgpension.com/resources/newsletters/202210.asp

https://onlinelibrary.wiley.com/doi/pdf/10.1111/issr.12286

https://ir.library.louisville.edu/cgi/viewcontent.cgi?article=1957&context=faculty

https://crcmich.org/detroits-pension-benefit-restoration-should-remain-limited

https://rollcall.com/2020/02/28/retirees-worst-nightmare-federal-backing-of-pension-funds-at-risk/

https://www.pbgc.gov/Questions-and-Answers-for-Sears-Participants

https://ippfa.org/wp-content/uploads/2018/01/compressedExamining-the-Experiences-of-Public-Pension-Plans-Since-the-Great-Recession-10.13.pdf

https://www.psprs.com/wp-content/uploads/2025/04/NCPERS_Public_Retirement_Systems_Study_Report_2024.pdf

https://www.dol.gov/sites/default/files/ebsa/about-ebsa/our-activities/resource-center/faqs/retirement-plans-and-erisa-compliance.pdf

https://www.brookings.edu/articles/privatizing-social-security-the-troubling-trade-offs/

https://newleftreview.org/issues/ii14/articles/robin-blackburn-the-enron-debacle-and-the-pension-crisis

https://www.sanders.senate.gov/op-eds/our-retirement-system-is-a-disaster-for-working-people-we-can-fix-it/

https://www.ifc.org/content/dam/ifc/doc/mgrt/african-pension-funds-final-10-9-20.pdf

https://www.nirsonline.org/wp-content/uploads/2017/11/2014_pension_education_toolkit_full.pdf

https://www.researchgate.net/publication/227352386_Private_pensions_and_the_financial_crisis_How_to_ensure_adequate_retirement_income_from_DC_pension_plans

https://norcross.house.gov/2019/6/norcross-votes-help-retirees-addressing-multiemployer-pensions-crisis

https://en.wikipedia.org/wiki/Savings_and_loan_crisis

https://philarchive.org/rec/MALTIO-25

https://www.govinfo.gov/content/pkg/GPO-FCIC/pdf/GPO-FCIC.pdf

https://www.cfr.org/blog/what-chinese-pension-system-and-why-are-its-problems-hard-fix

https://smartasset.com/retirement/how-to-protect-your-401k-from-stock-market-crash

https://link.springer.com/article/10.1057/pm.2010.8

https://cache.hacontent.com/ybr/R515/00567_ybr_ybrfndt/downloads/USBANC50SPD.pdf

https://grist.org/ask-umbra/does-saving-for-the-future-matter-when-there-may-not-be-a-future/

https://www.propublica.org/article/the-fed-saved-the-economy-but-is-threatening-trillions-of-dollars-worth-of-middle-class-retirement

https://www.pionline.com/article/20090129/ONLINE/901299997/beep-beep

https://www.nber.org/reporter/2015number4/recessions-and-retirement-how-stock-market-and-labor-market-fluctuations-affect-older-workers

https://www.irs.gov/publications/p575

https://time.com/6273599/alecta-svb-sweden-pensions-us-banking-crisis/

https://scholarworks.waldenu.edu/cgi/viewcontent.cgi?article=2925&context=dissertations

https://baselinescenario.com/2009/03/03/retirement-pension-underfunding-crisis/

https://wrap.warwick.ac.uk/id/eprint/60010/

https://www.bu.edu/washington/2009/03/03/plummeting-stock-market-leaves-n-h-residents-with-poor-retirement-plans-2/

https://pages.stern.nyu.edu/~sternfin/jbiggs/public_html/pdfs/ambachtsheer.pdf

https://reason.org/solvency-analysis/florida-frs/

https://www.bis.org/publ/cgfs44.pdf

https://www.marketplace.org/story/2025/06/17/how-30-year-fixed-rate-mortgages-became-the-us-standard

https://hbr.org/2014/07/the-crisis-in-retirement-planning

https://www.euractiv.com/section/economy-jobs/news/make-the-pensioners-solve-the-pensions-crisis/

https://www.betterment.com/work/resources/bank-failures-retirement-investing

https://www.wsws.org/en/articles/2008/12/pens-d15.html

https://ifs.org.uk/publications/challenges-uk-pension-system-case-pensions-review

https://www.investopedia.com/what-happened-to-silicon-valley-bank-7368676

https://www.bankofcanada.ca/wp-content/uploads/2014/05/remarks-150514.pdf

https://www.mckinsey.com/industries/financial-services/our-insights/from-saving-to-spending-a-second-front-emerges-in-the-us-retirement-challenge

https://www.bankrate.com/retirement/ways-to-recession-proof-your-retirement-savings/

https://www.dfas.mil/RetiredMilitary/

https://ips-dc.org/how-congress-manufactured-a-postal-crisis-and-how-to-fix-it/

https://www.moneysavingexpert.com/reclaim/reclaim-lost-assets-free/

https://www.oecd.org/content/dam/oecd/en/publications/reports/2009/04/private-pensions-and-policy-responses-to-the-financial-and-economic-crisis_g17a1cce/224386871887.pdf

https://www.ssa.gov/pubs/EN-05-10077.pdf

https://www.financialsamurai.com/the-dark-side-of-early-retirement-risks-dangers/

https://www.ifo.de/DocDL/dice-report-2015-2-beetsma_etal-pension-june.pdf

https://www.youtube.com/watch?v=ErzjEJ85a04

https://www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan

https://repository.upenn.edu/bitstreams/57e56be2-9b75-4b4c-ab44-98c48120954d/download