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1
What is a contingent beneficiary? - Fidelity Investments
https://www.fidelity.com/learning-center/smart-money/what-is-a-contingent-beneficiary
2
Contingent Beneficiary - Per Stirpes vs. Per Capita
https://belongingwealth.com/contingent-beneficiary-per-stirpes-vs-per-capita/
3
Per stirpes definition: How to name beneficiaries per ... - FreeWill
https://www.freewill.com/learn/per-stirpes-definition
4
Per stirpes vs continguent beneficiaries - Bogleheads.org
https://www.bogleheads.org/forum/viewtopic.php?t=390277
5
Navigating “Per Stirpes” Election for Beneficiary Designations
https://www.pbmares.com/wealth/navigating-per-stirpes-election-for-beneficiary-designations/
7
What is Per Stirpes and How Can You Use it in Your Will?
https://wshlawyers.com/what-is-per-stirpes/
8
What Is A Contingent Beneficiary? Why You Need One
https://www.westernsouthern.com/life-insurance/what-is-a-contingent-beneficiary
9
IRA distribution to beneficiary, "per stirpes" - Ed Slott
https://irahelp.com/forum-post/11910-ira-distribution-beneficiary-stirpes/
10
One contingent bene deceased, is other now 100%?
https://benefitslink.com/boards/topic/65304-one-contingent-bene-deceased-is-other-now-100/
11
What Is a Contingent Beneficiary? - Northwestern Mutual
https://www.northwesternmutual.com/life-and-money/contingent-beneficiary/
12
Beneficiaries – Per Stirpes or Per Capita? - Alpha Planning
https://alphaplanners.com/beneficiaries-per-stirpes-or-per-capita/
13
The Importance of Beneficiary and Contingent Beneficiary ...
https://www.esslawfirm.com/articles/the-importance-of-beneficiary-and-contingent-beneficiary-designations-for-iras-401ks-life-insurance-policies-and-annuities/
14
What Is a Beneficiary? Types & How to Choose - Vanguard
https://investor.vanguard.com/investor-resources-education/beneficiaries
15
Understanding Beneficiary Designations: Per Stirpes
https://www.planwellfp.com/understanding-beneficiary-designations-per-stirpes/
16
Primary and Secondary beneficiaries question : r/LifeInsurance
https://www.reddit.com/r/LifeInsurance/comments/1cu8upw/primary_and_secondary_beneficiaries_question/
17
Per Stirpes—The Good, the Bad, and the Ugly
https://info.wealthcounsel.com/blog/per-stirpes-the-good-the-bad-and-the-ugly
18
What Is a Contingent Beneficiary in Life Insurance? | Quotacy
https://www.quotacy.com/what-is-a-contingent-beneficiary/
19
Pro Rata vs Per Stirpes - What's the Difference? | Trust & Will
https://trustandwill.com/learn/pro-rata-vs-per-stirpes
20
Per Stirpes vs. Per Capita in a Will: Understanding the Distinction
https://www.plannedgiving.com/per-stirpes-vs-per-capita-in-a-will-understanding-the-distinction/
21
Per Stirpes: Meaning and Use in Estate Planning - Investopedia
https://www.investopedia.com/terms/p/perstirpes.asp
22
What happens if one primary beneficiary dies - Wills & Trusts
https://willsandtrustswealth.com/what-happens-if-one-primary-beneficiary-dies-a-comprehensive-guide/
23
[PDF] Life Insurance Beneficiaries – Per Capita vs. Per Stirpes - NAIC
https://content.naic.org/sites/default/files/cipr-jir-2023-6.pdf
24
Day Hagan Private Wealth Insights: Per Stirpes Beneficiaries
https://www.dayhaganprivatewealth.com/insights/per-stirpes-beneficiaries
25
Per stirpes vs. per capita in a will: What's the difference?
https://www.freewill.com/learn/per-stirpes-vs-per-capita
26
What Is a Beneficiary? Why Naming Them Is Key
https://www.schwab.com/learn/story/are-your-beneficiaries-up-to-date
27
How Many Beneficiaries Can You Have? Can You Split Benefits?
https://www.quotacy.com/naming-multiple-life-insurance-policy-beneficiaries/
28
FAQs about Beneficiary Updates - Fidelity Investments
https://scs.fidelity.com/accounts/services/content/faq.shtml
29
Life Insurance Beneficiary Designations: What to Know
https://www.guardianlife.com/life-insurance/beneficiary
30
What Happens When a Primary Beneficiary Dies? - Mitten Law
https://www.mittenlaw.com/estate-planning/what-happens-when-a-primary-beneficiary-dies/
31
Per Stirpes and Contingent Beneficiaries: Planning for ...
https://fastercapital.com/content/Per-Stirpes-and-Contingent-Beneficiaries--Planning-for-Uncertain-Futures.html
32
[PDF] F11015 - TIAA Brokerage Designation of Beneficiary
https://www.tiaa.org/public/pdf/forms/F11015.pdf
33
The Ultimate Guide to Per Stirpes vs. Per Capita - Addis Hill
https://addishill.com/the-ultimate-guide-to-per-stirpes-vs-per-capita/
34
Per Stirpes Vs Per Capita Beneficiary Designations
https://www.teachmepersonalfinance.com/per-stirpes-vs-per-capita/
35
These 2 Words Could Send Your Retirement Money ... - Kiplinger
https://www.kiplinger.com/retirement/estate-planning/601148/avoid-sending-your-retirement-money-to-the-wrong-beneficiary-with
36
Beneficiaries : r/fidelityinvestments - Reddit
https://www.reddit.com/r/fidelityinvestments/comments/1arxh2r/beneficiaries/
37
What if My Primary Beneficiary Predeceases Me?
https://myfamilyestateplanning.com/2022/03/25/what-if-my-primary-beneficiary-predeceases-me/
38
Per Capita vs Per Stirpes Beneficiary Designations - YouTube
https://www.youtube.com/watch?v=A3gQdM7IeVc
39
A Guide to Contingent Beneficiaries in Life Insurance - MyChoice
https://www.mychoice.ca/blog/contingent-beneficiary-life-insurance/
40
What is a per stirpes designation? Can I use one when ... - OPM
https://www.opm.gov/frequently-asked-questions/insure-faq/life/what-is-a-per-stirpes-designation-can-i-use-one-when-designating-beneficiaries-for-my-fegli-life-insurance/
42
Per stirpes distributions in estate planning
https://louisville.edu/law/epel-blog/per-stirpes-distributions-in-estate-planning
43
What Happens if a Beneficiary Dies Before You Do? - FindLaw
https://www.findlaw.com/forms/resources/estate-planning/what-happens-if-a-beneficiary-dies-before-you-do.html
44
A closer look at beneficiaries - Pittenger & Anderson, Inc.
https://pittand.com/2022/07/27/a-closer-look-at-beneficiaries/
45
Per Stirpes - Retirement Plans in General - Benefits Link
https://benefitslink.com/boards/topic/38227-per-stirpes/
46
The Importance of Per Stirpes and Per Capita Elections in ...
https://www.fergusonwellman.com/blog/2024/10/16/the-importance-of-per-stirpes-and-per-capita-elections-in-estate-planning-and-beneficiary-designations
47
Per Stirpes or Not Per Stirpes | Wallace Law Firm, P.C.
http://happylaw.com/2010/03/21/per-stirpes-or-not-per-stirpes-ep/
48
What happens if you leave your IRA to your children “per stirpes?”
https://talislawfirm.com/what-happens-if-you-leave-your-ira-to-your-children-per-stirpes/
49
Per Stirpes or Per Capita? - Ozarks Legacy Law
https://ozarkslegacylaw.com/per-stirpes-or-per-capita/
50
Beneficiary Designations… It's Not That Simple - CAISSA Wealth
https://www.caissawealth.com/beneficiary-designations-its-not-that-simple/
51
How to Not Accidentally Disinherit Your Family: Pro Rata vs ...
https://www.linkedin.com/pulse/how-accidentally-disinherit-your-family-pro-rata-vs-mathias-cfp-
52
A Look at Schwab's Advanced Beneficiary Designations
https://www.tanglewoodwealth.com/a-look-at-schwabs-advanced-beneficiary-designations
53
[PDF] Merill Beneficiary Designation Form - Merrill Lynch - Login
https://olui2.fs.ml.com/publish/content/application/pdf/GWMOL/BenDesignation_1217.pdf
54
How to Make Sure Your Beneficiary Designations Intersect with ...
https://www.pghestateplan.com/how-to-make-sure-your-beneficiary-designations-intersect-with-the-rest-of-your-estate-plan/
56
The Difference Between Per Capita and Per Stirpes Beneficiary ...
https://www.brmmlaw.com/blog/2021/may/the-difference-between-per-capita-and-per-stirpe.aspx
57
Beneficiary Designations - Teachers' Retirement System
https://www.trsnyc.org/memberportal/BeneficiaryDesignations
58
Q & A: Beneficiary Designations - BWM Financial
https://stratosprivatewealth.com/blog/q-a-beneficiary-designations
59
[PDF] Beneficiary Information Sheet Drafting Example
https://insurancepanamacityfl.com/wp-content/uploads/2022/09/Ohio-National-Beneficiary-Information-Sheet.pdf
60
[PDF] TIAA-CREF Beneficiary Designation Form
https://www.scranton.edu/hr/forms/tiaa-cref-beneficiary-designation-form.pdf
61
[PDF] Five beneficiary planning strategies - | Wells Fargo Advisors
https://fa.wellsfargoadvisors.com/helleberg-korb-welsch/mediahandler/media/176305/korb%20pdf%205.pdf
62
Designating Beneficiaries through Contractual Arrangements
https://apps.msuextension.org/montguide/guide.html?sku=MT199901HR
63
Naming a life insurance beneficiary: Everything you need to know
https://www.thrivent.com/insights/life-insurance/naming-a-life-insurance-beneficiary-everything-you-need-to-know
64
13. What is the difference between a primary beneficiary and a ...
https://osc.ct.gov/faqs/what-is-the-difference-between-a-primary-beneficiary-and-a-contingent-beneficiary-with-regard-to-death-benefits/
65
Differences Between Per Stirpes And Contingent Beneficiaries
https://fastercapital.com/topics/differences-between-per-stirpes-and-contingent-beneficiaries.html
66
What Is a Contingent Beneficiary? - Affordable Life USA
https://affordablelifeusa.com/what-is-a-contingent-beneficiary/
67
What Happens If My Beneficiary Dies Before Me?
https://wilsonlawgroup.com/what-happens-if-my-beneficiary-dies-before-me/
68
What Happens if One Primary Beneficiary Dies?
https://cordellcordell.com/blog/what-happens-if-one-primary-beneficiary-dies/
69
Understanding beneficiary designation and per capita vs per ...
https://www.youtube.com/watch?v=u7rQKln8ZTQ
70
[PDF] PSBJ Estate Planning Article.docx
https://www.epcseattle.org/assets/Councils/Seattle-WA/library/Julie%20Back%20article.pdf
71
Section 5302.23 | Designating transfer on death beneficiary.
https://codes.ohio.gov/ohio-revised-code/section-5302.23
72
The Difference Between Per Capita And Per Stirpes
https://blog.mcmfirm.com/the-difference-between-per-capita-and-per-stirpes-beneficiary-designations/
73
IRA Beneficiary Designations - What You Need To Know
https://www.bridgeviewadvisors.com/ira-beneficiary-designations/
74
What to do when your life insurance beneficiary dies - eFinancial
https://www.efinancial.com/resources/life-insurance-beneficiary-dies/
75
What Do the Terms Per Stirpes and Per Capita Mean in Estate ...
https://www.daytonestateplanninglaw.com/what-do-the-terms-per-stirpes-and-per-capita-mean-in-estate-planning/
76
What Is a Beneficiary Designation and Can It Be Contested?
https://keystone-law.com/what-is-a-beneficiary-designation-and-can-it-be-contested
77
What Happens If My Beneficiary Dies Before Me?
https://www.rouletlaw.com/blog/what-happens-if-my-beneficiary-dies-before-me-.cfm
78
Understanding Beneficiary Designations - Daviman Financial
https://davimanfinancial.com/understanding-beneficiary-designations/
79
[PDF] 1 Rules for Registering Ownership of Accounts with Transfer on ...
https://www.dws.com/globalassets/cio/dam-us/pdfs/forms-and-application/rules-for-registering-ownership-of-accounts-with-transfer-on-death.pdf?v=-429205356
80
What if Your Life Insurance Beneficiary Predeceases You?
https://buschlegal.com/what-if-your-life-insurance-beneficiary-predeceases-you/
81
Legal Matters Brochure - Beneficial Life Insurance Company
https://www.beneficialfinancialgroup.com/public/legal/Default.aspx
82
Per Stirpes V Per Capita - TestLA Innovations
https://testla.doa.louisiana.gov/per-stirpes-v-per-capita
83
Per Stirpes vs. Per Capita Beneficiary Designations | Life Benefits
https://mcfieinsurance.com/per-stirpes-vs-per-capita/
84
Can A Beneficiary Be Removed From A Life Insurance Policy?
https://www.independentinsuranceassociates.com/blog/can-a-beneficiary-be-removed-from-a-life-insurance-policy/
85
What Happens If Your Life Insurance Beneficiary Dies Before ...
https://www.lifeinsuranceattorney.com/blog/2022/august/learn-how-life-insurance-claims-are-handled-when/
86
What Per Stirpes Means in Estate Planning - Policygenius
https://www.policygenius.com/estate-planning/per-stirpes/
87
What Happens If My Beneficiary Dies Before Me?
https://www.mcdonaldesq.com/what-happens-if-my-beneficiary-dies-before-me/
88
What Happens If My Beneficiary Dies Before Me?
https://laslawoffices.com/what-happens-if-my-beneficiary-dies-before-me/
89
Per Stirpes: Definition and How to Use for Estate Planning
https://www.nerdwallet.com/article/investing/estate-planning/per-stirpes
90
What is a contingent beneficiary? - Fidelity Life
https://fidelitylife.com/life-insurance-basics/life-insurance-101/what-is-a-contingent-beneficiary/
92
When Life Insurance Beneficiary Dies | Kadetskaya Law
https://life-insurance-lawyer.com/life-insurance-beneficiary-dies/
93
How To Choose a Life Insurance Beneficiary [2025]
https://www.quickquote.com/how-to-choose-a-life-insurance-beneficiary/
94
Per Stirpes: The Importance of Naming Grandchildren as ...
https://www.estateandtrustlawyer.com/per-stirpes-the-importance-of-naming-grandchildren-as-beneficiaries-on-retirement-accounts/
96
What Does Per Stirpes Mean in Estate Planning? - LegalZoom
https://www.legalzoom.com/articles/what-does-per-stirpes-mean
97
What Happens When A Life Insurance Beneficiary Dies?
https://www.lifeinsure.com/when-a-life-insurance-beneficiary-dies/
98
What Is A Life Insurance Beneficiary? How To Select One
https://www.westernsouthern.com/life-insurance/what-is-a-life-insurance-beneficiary
99
Per Stirpes or Pro Rata? You probably want Per Stirpes
https://cornerstonewealthstrategies.com/per-stirpes-or-pro-rata-you-probably-want-per-stirpes/
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